Privacy Policy

Last Updated: May 1, 2024

At Admidefrip ("we," "us," or "our"), we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (www.admidefrip.com) or purchase our financial education products.

Please read this Privacy Policy carefully. By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by the terms described in this policy.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Create an account
• Purchase products
• Sign up for our newsletter
• Contact our customer service
• Complete surveys or provide feedback
• Participate in promotions or contests

This information may include:

• Name
• Email address
• Phone number
• Shipping and billing address
• Payment information (we do not store complete credit card information)
• Order history

1.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and your interaction with our website, including:

• IP address
• Browser type and version
• Operating system
• Time and date of your visit
• Pages you view
• Time spent on pages
• Links you click
• Referral sources

1.3 Cookies and Similar Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small data files that are placed on your device when you visit our website. They help us improve our website functionality, analyze user traffic, and personalize your experience.

We use the following types of cookies:

• Essential Cookies: These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually set in response to actions made by you such as setting your privacy preferences, logging in, or filling in forms.
• Analytical/Performance Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site.
• Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.
• Targeting Cookies: These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites.

You can manage your cookie preferences through your browser settings. However, please note that disabling certain cookies may impact the functionality of our website.

2. How We Use Your Information

We use the information we collect for various purposes, including to:

• Process and fulfill your orders
• Create and manage your account
• Provide customer support
• Send you order confirmations and updates
• Send you marketing and promotional communications (with your consent)
• Respond to your inquiries and feedback
• Improve our website and products
• Analyze user behavior and preferences
• Detect and prevent fraudulent activities
• Comply with our legal obligations

3. How We Share Your Information

We may share your information with the following third parties:

3.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Payment processors
• Shipping and logistics companies
• Customer service providers
• Email marketing platforms
• Analytics providers
• IT and cloud service providers

These service providers are contractually obligated to use your information only for the purposes of providing services to us and in accordance with this Privacy Policy.

3.2 Business Transfers

If Admidefrip is involved in a merger, acquisition, or sale of all or a portion of its assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.

3.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

3.4 Protection of Rights

We may disclose your information when we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation.

4. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When determining the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.

5. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information. These may include:

• Access: You have the right to request access to the personal information we hold about you.
• Correction: You have the right to request that we correct inaccurate or incomplete information about you.
• Deletion: You have the right to request the deletion of your personal information in certain circumstances.
• Restriction: You have the right to request that we restrict the processing of your personal information in certain circumstances.
• Data Portability: You have the right to receive a copy of your personal information in a structured, machine-readable format.
• Objection: You have the right to object to our processing of your personal information in certain circumstances.

To exercise these rights, please contact us using the contact information provided at the end of this Privacy Policy. Please note that we may need to verify your identity before responding to your request.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized or unlawful processing, accidental loss, destruction, or damage. We use industry-standard encryption technologies when transferring and receiving sensitive data, such as payment information.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

7. Children's Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18 without verification of parental consent, we will take steps to remove that information from our servers.

8. International Data Transfers

Your information may be transferred to, and processed in, countries other than the country in which you reside. These countries may have data protection laws that are different from the laws of your country.

Specifically, our website servers are located in Ghana, and we also use third-party service providers based in various countries. This means that when we collect your personal information, we may process it in any of these countries.

When we transfer your personal information to other countries, we will ensure that appropriate safeguards are in place to protect your information and that the transfer complies with applicable data protection laws.

9. Third-Party Links

Our website may contain links to third-party websites and services. We are not responsible for the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies of any third-party sites or services before providing any personal information.

10. Marketing Communications

We may send you marketing communications about our products, services, and promotions if you have given your consent or if we have a legitimate interest to do so.

You can opt out of receiving marketing communications from us at any time by:

• Clicking the "unsubscribe" link in our emails
• Updating your communication preferences in your account settings
• Contacting us using the contact information provided at the end of this Privacy Policy

Please note that even if you opt out of marketing communications, we may still send you non-promotional messages, such as order confirmations, shipping notifications, or information about your account.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated Privacy Policy on our website with a new "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about our information practices.

If we make material changes to this Privacy Policy, we will notify you by email (if we have your email address) or by posting a notice on our website prior to the changes becoming effective.

12. Contact Us